1. Keep a Strong Password
Almost all online banking websites and mobile apps require a username and a password for access. To stay safe, make sure your password is strong. You can do so by including upper and lower case letters, special characters and numbers in your password. Avoid using any common phrases or words or using your own name initials in your password.2. Select an Account that Provides Two-Factor Authentication
Before opening an account, look for a bank that offers a two-factor authentication for online banking. This includes a unique code that is generated every time you try to log in. Although the code can be easily read, it does offer additional protection to the log-in process.3. Don’t Click-through Emails
As a rule of thumb, remember that there is no bank or other financial institution that will ask you for your log-in details through an email. Be aware of all links in your emails that appear from your bank. This technique is often used by fraudsters to obtain your confidential information. If you do get an email that looks suspicious, you can forward it your bank and ask for a double verification.4. Secure Your Computer
Your computer security goes a long way in ensuring safe online banking. As a minimum, you can keep your anti-virus up-to-date and your firewall active at all times. These measures will keep your computer safe from malware and Trojan, which, in turn, will keep your online banking details safe.Related Read: 7 Steps to Take Immediately, If You've Been a Victim of Credit Card Fraud
